Zackxell Gohwell Work / % Arabica Tap Card ← All work
03 — Case study · Service design · 2026

One tap to pay.
The stamp comes with it.

Turning % Arabica’s paper stamp card into a Wallet pass that collects its stamp in the same tap as Apple Pay, so the queue gets faster and nobody loses their card again.

My role
Research, service flow, card design, prototype
With
Store manager, % Arabica Battersea Power Station
When
September to October 2026
Status
Proposal backed. Pilot not yet run
Problem

The paper stamp card gets lost, and stamping it adds a manual step at the till in the busiest part of the shop.

Insight

Payment already takes about a second. The stamp is the slow part, because it only starts once payment ends.

Solution

A Wallet pass that collects its stamp in the same tap as Apple Pay. The barista does nothing new.

Status

The store manager backed the idea and approved the brand use. Customer interviews and a pilot are next.

00How this project ranMy five-step process

Five steps, one stamp each.

  1. Step 1 · DoneWatch it happen

    Filmed a normal order at our own till.

  2. Step 2 · NextAsk what people did

    What regulars say at the counter. Proper interviews are next.

  3. Step 3 · DoneCheck the problem

    Payment is fast. The stamp is the slow part.

  4. Step 4 · DoneBuild to test

    Compared four setups, designed the pass, built a tap prototype.

  5. Step 5 · DoneReview and rewrite

    Reworked screens that looked generic. Brand use approved.

01The problemStep 1 · Watch it happen

A good card that lives in the wrong place.

Our loyalty card is a piece of kraft paper with ten empty circles. It looks right for the brand, but it lives in wallets, coat pockets and washing machines. Regulars tell us at the counter that they left it at home, or ask us to “remember” a stamp we have no way to record.

It also costs time. Every stamped order adds a step at the till that has nothing to do with payment, in the busiest part of the shop.

The paper Percentage Card, front
The Percentage Card, front
The back of the card with ten empty circles
The back: ten circles, two rules, six cities
A barista's hand at the till
Filmed at our till
02What I sawStep 3 · Check the problem

Stamping happens after payment, not with it.

I filmed a normal order on our Square till to see where the time goes. Payment is already fast: the customer taps a card or phone and it’s approved in about a second. The stamp is the slow part, because it’s a second, manual process that starts only when payment ends.

Evidence so far is my own: my shifts at the counter, the till recording, and what customers say at the point of sale. Customer interviews are planned, not run.

TodayProposed
  1. 1 · BaristaRings up the drink
  2. 2 · CustomerTaps to payOne tap pays and shares the pass. Stamp lands on the phone
  3. 3 · Customer · extraFinds the paper card, or doesn’t
  4. 4 · Barista · extraStamps the card
  5. 5 · Both · extraCard handed back
  6. Next customer →
3 extra steps removed by putting the stamp in the payment tap

Step order from my till recording. The pacing is illustrative, not measured.

03OptionsStep 4 · Build to test

Four ways to stamp a phone.

I compared the four realistic setups against what matters at a busy counter: how many extra actions each adds at the till, whether customers can see their card, and how much of the brand we keep. My first idea was a QR card, because that’s what other cafés do.

OptionExtra steps at the tillCustomer sees the cardBrand controlMain catch
Barista scans a QR on the customer’s pass+2 · both actYes, in WalletFullThe slow step other cafés already have
Customer scans a QR on the counter+1 · customerYesFullCodes get photographed and shared
Linked to payment (Square Loyalty)0, after sign-upPartlyLimitedPhone number again on a new card; generic look
NFC pass in the payment tapChosen0Yes, in WalletFullNeeds NFC pass approval and a VAS-ready reader

The NFC pass wins because it’s the only option that is both invisible at the till and visible in the customer’s pocket. iPhone can share a loyalty pass in the same tap as Apple Pay (Apple calls this Value Added Services), and Android has an equivalent called Google Wallet Smart Tap.

The cost is setup, not service: Arabica would need a loyalty platform with NFC pass support, approval from Apple and Google, and a reader that supports pass sharing. That’s the first thing to confirm with Square and the loyalty provider before a pilot.

04The cardStep 4 · Build to test

Same card, new pocket.

I kept the paper card’s identity rather than inventing a new one: the kraft colour, the dark ink, the two rules, the 2 × 5 grid and the line of cities. Each stamp is the % mark knocked out of a dark circle, so a stamp still reads like ink on paper.

Early versions of the screens looked generic, so I kept reworking them until the phones and the card felt like Arabica’s. The store manager approved the brand use.

The paper card today
Paper card, today
→
% ArabicaSTAMPS7 / 10
1 CUP OF DRINK = 1 STAMP1 BAG OF BEANS = 2 STAMPS
%%%%%%%%%%
3 MORE TO A FREE DRINK
HONG KONGKYOTODUBAIMUSCATMANILABERLIN
Wallet pass, proposed
05The tapStep 4 · Build to test

One payment, start to finish.

  1. 1Double-click the side button

    The customer opens Apple Pay exactly as they do today.

  2. 2The pass comes along

    Wallet shows the % Arabica pass under the bank card: “Will be shared when you pay”.

  3. 3One tap on the reader

    Payment and pass go in the same tap. The barista does nothing new.

  4. 4Paid

    £4.20 paid, pass shared. The next customer can step up.

  5. 5The stamp lands

    One short notification: 8 of 10, two more to a free drink. No marketing rides on it.

CARD READER
9:41Wednesday 7 OctoberDouble-click the side button
NorthfieldDEBIT •••• 4417Contactless
% ArabicaWill be shared when you pay
Hold Near Reader
Done£4.20 paid · % Arabica pass shared
%WALLET · now% Arabica: stamp added8 of 10. 2 more to your free drink.
% ArabicaSTAMPS8 / 10
1 CUP OF DRINK = 1 STAMP1 BAG OF BEANS = 2 STAMPS
%%%%%%%%%%
2 MORE TO A FREE DRINK
HONG KONGKYOTODUBAIMUSCATMANILABERLIN
06Design decisionsStep 4 · Build to test

Six rules the design had to follow.

Most of the effort went into removing steps, not drawing screens. These are the rules that decided what stayed.

AThe barista does nothing new

Every option that asked staff to scan, type or press a button was cut. At peak the only thing a barista should touch is the drink.

BThe stamp rides on the payment

Customers already tap to pay. Sharing the pass in that same tap means the habit doesn’t change, so there’s nothing to teach.

CThe card stays visible

Payment-linked loyalty hides the count in a receipt. A loyalty card works partly because you can see it fill, so the pass sits in Wallet next to bank cards.

DKeep the paper card’s look

Arabica is strict about design. Reusing the kraft, ink and grid made the pass feel like the same object, and made brand approval an easier conversation.

EA visible fallback

NFC fails sometimes: an old reader, a case, a flat battery mid-tap. The pass carries a barcode a barista can scan as plan B, so nobody loses a stamp.

FConfirm, then step back

One short Wallet notification confirms the stamp and the count. No marketing rides on it, so people keep notifications on.

07Where it could breakStep 5 · Review

Six ways it could go wrong, and the answer to each.

A bag of beans
Beans earn 2 stamps. Beans are a separate category on the till, so the loyalty rules can add 2 from the same tap.
The free drink
At 10 stamps the pass shows “Free drink ready”. The next tap applies it at the till and the card resets to 0.
Android
Google Wallet Smart Tap does the same job. It needs its own approval, so iPhone may launch first.
No smartphone
Paper cards stay on the counter during the switch. Nobody should lose access to a reward.
Moving from paper
A barista can add the stamps from someone’s paper card once, when they first add the pass.
Sharing switched off
The barcode on the pass still works, and the notification never appears by surprise.
08What’s nextNext · Ask, then pilot

From proposal to pilot.

The manager has backed the idea and approved the brand use. None of this has been tested with customers yet, so the next steps are about evidence, not polish.

  1. Sep 2026 · doneObserve the till, compare options, design the pass and flow
  2. Next6 to 8 customer interviews and 30 quick counter questions
  3. ThenConfirm NFC pass support with Square and a loyalty platform
  4. Pilot2 to 4 weeks at Battersea, paper cards still available

How the pilot will be judged

Share of drinks that earn a stampUp
Paper cards handed out per weekDown
Time from payment to the next customerDown
Customers who add the pass in the first visitBaseline
Stamps added by barcode instead of tapKeep low
09ReflectionWhat I’d tell myself at the start
01Film the problem before designing the fix.

My first idea was a QR card. Watching our own till for 30 seconds showed payment was already fast, and scanning would only add a second slow step.

02The best interaction here is one nobody notices.

Most of the design effort went into removing steps, not drawing screens.

03A concept is not a result.

This case study ends at a plan on purpose. The interviews and pilot will tell me if the tap really beats paper, and I’ll update this page with what we find.

The fastest stamp is the one that comes with the payment.
% Arabica brand used with the store manager’s approval. Next — 02Gloo→ © 2026 Zackxell Gohwell · London
%Card full. Thanks for reading. The free drink is on me if you hire me.